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Refund Policy

Transparent and fair refund policies for all wigope services and transactions.

At wigope, we are committed to providing transparent and fair refund policies for all our services. This policy outlines the terms and conditions under which refunds may be processed for our payment gateway services, transaction fees, and other related charges.

This policy is effective from the date of publication and applies to all wigope services and customers.

Types of Refunds

Technical Error Refunds

Full refund issued within 24 hours for transactions failed due to technical errors on our platform.

⏱️ 24 hours📋 Automatic

Merchant-Initiated Refunds

Refunds processed by merchants through their dashboard according to their business policies.

⏱️ 3-7 business days📋 Merchant Action Required

Chargeback Refunds

Customer-initiated disputes through their bank that result in transaction reversal.

⏱️ 30-90 days📋 Bank Process

Unauthorized Transaction

Immediate investigation and refund for genuinely unauthorized or fraudulent transactions.

⏱️ 7-14 business days📋 Investigation Required

Refund Process

1

Request Initiation

Submit refund request through merchant dashboard or contact customer support with transaction details.

2

Verification

We verify the transaction details, refund eligibility, and check compliance with policy terms.

3

Processing

Approved refunds are processed through the original payment method used for the transaction.

4

Completion

Funds are credited back to customer's account. Timeline depends on the bank's processing time.

Non-Refundable Items

💻

Digital Services

Software licenses, API credits, and digital products that have been accessed or downloaded.

Reason: Instant delivery and consumption

Completed Services

Payment processing fees for successfully completed transactions.

Reason: Service already provided
🏦

Third-party Fees

Bank charges, currency conversion fees, and other third-party costs.

Reason: External provider charges
⚠️

Penalty Charges

Fees imposed due to policy violations, chargebacks, or account restrictions.

Reason: Compliance violations

Refund Timelines

Payment Method Processing Times

UPI transactions:1-3 business days
Credit/Debit cards:5-7 business days
Net banking:3-5 business days
Digital wallets:1-2 business days
ℹ️

Note: Actual credit time may vary depending on the customer's bank processing time.

How to Request a Refund

Required Information

  • • Transaction ID or reference number
  • • Date and time of transaction
  • • Transaction amount
  • • Reason for refund request
  • • Supporting documents (if applicable)
  • • Contact information

Email Support

Send your refund request to:

info@wigope.com

Customer Support

Call our support team:

Responsibilities & Guidelines

📋Merchant Responsibilities

  • Clearly communicate refund policy to customers
  • Process legitimate refund requests promptly
  • Provide proper documentation for refund requests
  • Handle customer service inquiries professionally
  • Maintain accurate transaction records
  • Respond to refund requests within 24-48 hours
  • Cooperate with wigope during refund investigations

📋Customer Guidelines

  • Contact the merchant first for product/service-related refunds
  • Keep transaction receipts and communication records
  • Report unauthorized transactions immediately
  • Allow adequate processing time before follow-up
  • Provide accurate transaction details when requesting refunds
  • Be patient during the refund processing period
  • Contact wigope support for technical issues

Dispute Resolution

If you disagree with our refund decision, you may escalate the matter through our dispute resolution process:

Step 1: Internal Review

Request a review by our senior management team within 30 days of the initial decision.

Step 2: Mediation

If unresolved, we may suggest mediation through an independent third party.

Step 3: Legal Recourse

As a last resort, you may pursue legal action in accordance with applicable laws.

Contact Information

💬

Need Help with Refunds?

Our dedicated support team is here to help you with any refund-related queries.

Email Support

info@wigope.com

Policy Update

We reserve the right to modify these Privacy at any time. Changes will be effective immediately upon posting on our website. Your continued use of our Services after such changes constitutes acceptance of the modified Terms.

Last Updated

These Terms of Service were last updated on 02 January 2026