Wigope
Trust · Verification layer
WIGOPE Identity
Verify bank accounts, UPI IDs, PAN and identity signals before payouts or onboarding, fewer failed transfers, cleaner KYC.
Validate first. Move money after.
Identity check
Pre-payout guardrail
Validate first, then release payout or finish onboarding.
Pre-pay
Validate beneficiaries
KYC
Onboarding signals
API
Programmatic checks
Flow
Where Identity sits
Collections move money. Identity guards who you pay and who you onboard.
Capture details
Account number, IFSC, UPI handle or PAN from your onboarding or payout form.
Call Identity APIs
Server-side verification before the first disbursement or account approval.
Act on the result
Pass, fail or review, block bad data early and cut support tickets.
Proceed to payout / KYC
Only after checks clear do you release funds or finish onboarding.
Capabilities
Verification capabilities
Bank account verification
Confirm account + IFSC and holder name where supported before the first payout.
UPI ID verification
Validate UPI handles before collections or disbursements to reduce typos and fraud.
PAN verification
Verify PAN details inside KYC and compliance workflows.
Identity & risk signals
Extra validation layers for high-risk flows and marketplace vendor onboarding.
Payout guardrails
Stop wrong-account transfers before rupees leave, fewer reversals.
REST responses backends can use
Clear pass / fail responses for server-side integration.
Surface
Verification endpoints
Wire checks into signup, vendor onboarding or payout triggers.
Who uses it
Payout desks
Validate every new beneficiary before IMPS / NEFT / UPI out.
Fintech onboarding
PAN and identity checks inside merchant or customer KYC.
Marketplaces
Vendor bank and UPI checks before first settlement.
Questions
No. Identity is a separate Trust product. Use it beside collections and disbursements, not inside the pay button.
Before the first payout to a new beneficiary, during vendor onboarding, or as part of customer KYC.
It reduces errors from bad data. Final transfer success still depends on banking rails and recipient banks.
Open verification.wigope.com or contact us for credentials and integration scope.
Add Identity checks to onboarding
Open the verification platform or talk to us about onboarding and payout checks.
Also in Trust: Retail Connect